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Tips and Tricks

First Time Home Buyers

  1. Be sure you are ready to commit to a loan
  2. Don’t skip the preapproval
  3. Maintain your credit
  4. Save for a down payment
  5. Understand your loan options
  6. Don’t forget closing costs
  7. List your needs, nonnegotiables and nice-to-haves
  8. Work with a real estate agent
  9. Be confident when you submit an offer
  10. Hire an inspector
  11. Stick to your budget
  12. Save physical copies of your paperwork
  13. Don’t stop Learning

Out Of State Purchases

  1. Create a plan
  2. Research the area and cost of living
  3. Find a real estate agent
  4. Get your mortgage preapproved
  5. Ask your agent for virtual tours
  6. Visit the city and potential homes
  7. Make an offer
  8. Get a home inspection and appraisal
  9. Close on your new home
  10. Create a move-in checklist


  1. Declutter 90 days before the move
  2. Consider what to keep and what to pass on
  3. Digitize everything you can
  4. Avoid renting a storage unit if humanly possible
  5. Prioritize multifunctional furniture
  6. Maximize vertical space
  7. Avoid hidden costs


  1. Write down what you need
  2. Buy the space you’ll use
  3. Determine your budget
  4. Take into account your home resale value
  5. Consider different neighborhoods
  6. Find a local real estate agent

Second Home Purchases

  1. Resist the urge to impulse buy
  2. Evaluate your needs and long-term goals
  3. Get to know the area before buying
  4. Hire a local real estate agent
  5. Decide what type of home is right for you
  6. Shop around for a mortgage
  7. Calculate additional expenses
  8. Consider fractional ownership to cut down on costs
  9. Look into tax benefits
  10. Rent your home out for extra income